User Question 11:
How would Australia compare?
Claude's Response:
Australia offers some compelling advantages, but also significant challenges for your situation. Let me break it down:
Healthcare - Excellent News: The PBS (Pharmaceutical Benefits Scheme) subsidizes biological medicines for adult patients with severe Crohn's disease, and Stelara is available on the PBS, reducing costs from over $68,000 per year to around $230. Australia's healthcare system is world-class for chronic conditions like yours.
Major Challenges vs Portugal/France:
Climate Change Impact: Australia faces much more severe climate challenges than Europe. Extreme heat, bushfires, flooding, and droughts are becoming increasingly common. This could make outdoor pool businesses more challenging and expensive to maintain.
Distance from UK: 24+ hour flights vs 2-3 hours from Portugal/France. Visiting family becomes a major expedition rather than a weekend trip.
Cost of Living: Significantly higher than Portugal, and generally higher than France. Property prices in desirable areas are extremely expensive.
Visa/Immigration: More complex immigration process compared to EU countries, especially post-Brexit. You'd likely need a business or investor visa.
Retirement Account Implications: Australia has its own complex tax treaty with the US. You'd face similar but different challenges with 401(k) taxation, potentially without the favorable European treaty benefits.
Climate Reality: While northern Australia might suit your pool business, it's also where extreme heat and weather events are most severe. Southern regions with better climates might be too cool for your business model.
Bottom Line: Australia might work if you prioritize healthcare and don't mind distance from the UK, but Portugal/France seem much better fits for your specific combination of needs - especially the easy UK access, favorable climate without extreme weather risks, and lower costs.
Would distance from the UK be a dealbreaker, or are you open to major travel commitments to see family?